Thomas M. Abboud
Founder & President

Registered Investment Advisor (RIA)

Five Star Wealth Management Award

Million Dollar Roundtable Court of The Table Recipient

Certified in Personal Financial Planning

B.S. Global Business Management

Educate, Encourage, Empower...

What Is the Difference Between
Broker-Dealers vs.
Registered Investment Advisors?

Why Abboud Financial Planning

​​​​​​​
1. Flexible Investment Approach
Unlike some money managers and many mutual funds that focus on narrow market categories that may move in and out of favor, we can adjust our investment strategy depending on our forward-looking market views, as well as your personal objectives.

2. Global Investing Expertise

We seek to maximize opportunity and manage risk by investing globally. Many American investors tend to focus solely on US stocks. However, the US makes up about half of the world stock market. We invest globally to take advantage of worldwide opportunities many miss.

3. Competitive, Transparent Fees

Unlike with many brokers, our incentive is not to “churn” your account since we don’t earn any commissions on trades. We simply charge a fee based on assets under management, which aligns our incentives with our clients’ best interests.

4. Direct, Proactive Customer Service

With us, you’re not simply another account number. You’ll hear from us regularly, and not because we have some new product to sell. Our goal is to help you understand exactly what is going on in your account and why, so you feel comfortable with your portfolio.
There are different regulatory standards and duties to clients for broker-dealers and Registered Investment Advisors, most imprtantly is they are compensated differently.

Broker-dealers gravitate toward transaction-based compensation such as trade commissions, and as a result, some consumer advocates have warned their clients against improper practices like account churning to generate extra commission income.​

By contrast,


Registered Investment Advisors often work on asset-based fees, earning a percentage of assets under management regardless of how many transactions a client does.
 ​

The most important difference between broker-dealers and registered investment advisors is how each group gets regulated.

Registered  Investment advisors have a fiduciary duty to their clients that requires them to put their clients' interests ahead of their own.

(720) 252-6004                                                                                                                                                                                                          Tom@Abboud Financial.com