Thomas M. Abboud
Founder & President

Registered Investment Advisor (RIA)

Five Star Wealth Management Award

Million Dollar Roundtable Court of The Table Recipient

Certified in Personal Financial Planning

B.S. Global Business Management

Educate, Encourage, Empower...

What Is the Difference Between
Broker-Dealers vs.
Registered Investment Advisors?

Why Tom Abboud...

​​​​​​​​​As an Registered Investment Advisor, I believe it's important to invest my time in understanding what is important to you. By doing this I will have a clear understanding of your risk and long-term financial goals. I use an established process to develop a personalized strategy and will partner together throughout your life to help keep you on track. In order to provide a comprehensive service, I regularly collaborate with my clients team of CPAs and attorneys.​

Whether you're planning for retirement, saving for college for children or grandchildren, or trying to protect the financial future of the ones you care for the most, we can work together to develop specific strategies to help you achieve your goals.



There are different regulatory standards and duties to clients for broker-dealers and Registered Investment Advisors, most imprtantly is they are compensated differently.

Broker-dealers gravitate toward transaction-based compensation such as trade commissions, and as a result, some consumer advocates have warned their clients against improper practices like account churning to generate extra commission income.​

By contrast,


Registered Investment Advisors often work on asset-based fees, earning a percentage of assets under management regardless of how many transactions a client does.
 ​

The most important difference between broker-dealers and registered investment advisors is how each group gets regulated.

Registered  Investment advisors have a fiduciary duty to their clients that requires them to put their clients' interests ahead of their own.

(720) 252-6004                                                                                                                                                                                                          Tom@Abboud Financial.com